Other factors that strongly influence the premium include:
- Your Car: The model, make, and even the colour of your car can affect your premium. Sportier models or those that are thief magnets? Expect to pay a premium for those.
- Usage: How you use your car (commuting, business, leisure) also weighs in. More time on the road usually equals more risk in the eyes of insurers.
- Your Driving History: Got a squeaky clean driving record? Bravo, that'll work in your favour. If not, it's not the end of the world, but you might see higher quotes.
- Security Features: Cars kitted out with alarms, immobilisers, or even a decent parking spot can see lower quotes. It's all about risk reduction.
- Age and Experience: Young or new drivers often face higher premiums. It's a bit of a rite of passage until insurers see you as less of a gamble.
This is why comparing quotes might be a very good idea!
The insurer panel includes these excellent companies, as well as many more ---
